Architecting National-Scale Regulatory Reporting Platforms: A High-Availability Infrastructure Framework For Compliance-Critical Systems

Abstract

National-level regulatory reporting tools are critical infrastructure because the failure of these systems would threaten the stability of the financial system. Trusting regulations is still difficult: customary enterprise architectures cannot satisfy all demands because of availability, accuracy, auditability, and constantly rising regulatory datasets. As frequencies reduce between reports, this document presents a high-availability architecture for national-scale platforms based on the cloud and hybrid platform engineering model, where the infrastructure architecture provides regulatory accuracy. Real implementations achieve major improvements in processing throughput. The system significantly enhances the latency between reporting cycles. Data accuracy improves, while unplanned downtime vanishes during peak periods. The framework acknowledges the importance of infrastructure design in achieving compliance and does not treat it as a second-class concern. The platform enforces this determinism and resilience, ensuring structural enforcement of regulation, not just operational assurance. Federal agencies and enterprise-wide regulatory spaces, such as banking supervision, securities reporting, or insurance regulation, can utilize it.