Dora Esther Fonseca Pinto, Carlos Arturo Fonseca Pinto, Ligia Inés Meo Torres. “Impact of Digital Transformation on Financial Management in SMES in Boyacá: An Approach to Competitiveness”. Journal of International Crisis and Risk Communication Research (May 15, 2024): 121–138. Accessed July 22, 2026. https://jicrcr.com/index.php/jicrcr/article/view/811.