SEBASTIAN, Dennis. From Heuristics to Hybrid Intelligence: Redefining Underwriting through AI-Augmented Systems. Journal of International Crisis and Risk Communication Research , [S. l.], p. 236–245, 2025. DOI: 10.63278/jicrcr.vi.3350. Disponível em: https://jicrcr.com/index.php/jicrcr/article/view/3350. Acesso em: 26 oct. 2025.