VILLACIS, Luis Eduardo Pizarro; QUINATOA, Gina Jaqueline Alarcón; TARAGUAY, Iván Marcelo Yacchirema; CHANGO, María del Carmen Ibarra; PAZMIÑO, Alexandra Maribel Arguello. Economic Accounting Analysis and its Effects on the Implementation of Digital Wallets in Ecuador Zone 8 . Journal of International Crisis and Risk Communication Research , [S. l.], p. 247–269, 2024. DOI: 10.63278/jicrcr.vi.335. Disponível em: https://jicrcr.com/index.php/jicrcr/article/view/335. Acesso em: 12 mar. 2026.