Dr. Esraa Mohammed Nathir Younis, Dr. Abdulqader Nayyef Tayyeh 2024. The Credit Policy and its Impact on Iraq’s Balance of Payments for the Period (2012 – 2022) . Journal of International Crisis and Risk Communication Research . (Oct. 2024), 3050–3069. DOI:https://doi.org/10.63278/jicrcr.vi.2302.